I’ve never put much thought or effort into finding a credit repair service recently. And actually, I didn’t find one, a client and friend did. His score was in the high 5oo’s when he started with them 3 months ago and now he is in the mid 600′s after approximately 3 months. This improvement in [...]

With over 85% of real estate buyers searching online, we have found a few great tools to professionally present your real estate for sale online.  Each of the services below has their own unique features, and all are very well designed.  So, whether you selling your real estate FSBO (for sale by owner) or you [...]

Here at Hometown Lending in Bellingham, we keep very busy with conventional mortgages, FHA Loans, USDA mortgages, and plenty of commercial mortgages.  One product that has gained a lot of popularity in the last decade is the reverse mortgage.  I am excited that Hometown Lending has a dedicated reverse mortgage expert at our disposal.  Mark [...]

Mortgage rates are still holding near the low levels for 2010 and lenders seem to be a little more aggressive in their pricing this week.

Looks like the USDA may run out of funds a little earlier than anticipated this year.  The USDA Rural Single Family Housing Guaranteed Loan Program is an excellent loan program that historically, has performed very well.  Several lenders have already begun to drop this program from their offerings.  In past years, the fund has also [...]

Just a quick post to direct you to a nice article at Mortgage News Daily, regarding 2010 mortgage rates.

A quick video explaining the homebuyer tax credit extension:

Here is a quick video from Washington REALTORS explaining in plain English how the $8,000 first time homebuyer tax credit works:

I use Zillow often to get an idea of property values (mostly residential) and have never considered the ‘Zestimate” to be a very accurate tool for determining value. So, I was pleasantly surprised to get an e-mail from Zillow today announcing two videos to help better explain how a “Zestimate” is determined: For the “General [...]